Manage Your Finances with Ease and Precision

Introducing the Personal Finance Planner ++, your ultimate tool to effortlessly track and manage your income, expenses, savings, investments, and debts. With intuitive tabs and comprehensive features, you can gain full control over your financial life.

Simply fill in the Transaction, Budget, and Net Worth tabs. The remaining tabs will be updated automatically.

Tab 1 : Read me

Start here to understand how to navigate and make the most of this powerful template.

Tab 2 : Financial Dashboard

Your financial overview at a glance. This tab provides a detailed view of your income, expenses, savings, investments, and debts on a monthly or yearly basis.

• Income vs. Expenses: Compare your actual transactions to your budget and gain insights into your financial habits.
• Investment Portfolio: Track your investments, monitor growth, and view detailed portfolio performance over selected periods.
• Future Forecast: Predict your net worth with annual investment returns and inflation assumptions, helping you plan and manage your financial future effectively.
• Financial Targets: Set and monitor your financial goals by comparing them to actual transactions.

Tab 3 : Budget

Take control of your monthly finances with ease. This tab allows you to:

• Comprehensive Tracking: Monitor your income, expenses, savings, investments, and debts in one place.
• Expense Categorization: Classify your expenses as variable or fixed to better understand your spending habits and set aside the necessary funds.
• Payment Schedule: Set and track payment dates to ensure timely bill payments and avoid missed deadlines.

Tab 4 : Transaction

Easily record and manage all your actual transactions. This tab allows you to:

• Detailed Recording: Input all your transactions based on the categories you set up in the Budget tab.
• Accurate Tracking: Ensure precise tracking of your financial activities for better budget management and analysis.

Tab 5 : Net Worth

Gain a clear picture of your financial health with this tab. It includes:

• Total Assets and Liabilities: Track your total assets and liabilities to understand your financial position.
• Monthly Insights: Monitor your net worth on a monthly basis to see how your finances evolve over time.

Tab 6 : Cash Flow

Understand your monthly cash flow with ease. This tab provides:

• Integrated Data: Automatically pulls in recorded transactions from other tabs, including income, expenses, savings, investments, and debts paid.
• Monthly Overview: Gain insights into your remaining balance each month for better financial planning and decision-making.

Tab 7 : Budget vs Actual

Track your financial performance with precision. This tab offers:

• Detailed Comparison: Compare your budgeted figures with actual income, expenses, savings, investments, and debts paid.
• Performance Insights: Gain valuable insights to help you stay on track and make informed financial decisions.

Tab 8 : Payment Schedule

Ensure timely payments with ease. This tab offers:

• Automated Tracking: Automatically monitor payment dates for all your bills.
• Avoid Missed Deadlines: Stay on top of your financial obligations and avoid late fees with timely reminders.

Tab 9 : Investments

Maximize your investment potential with this comprehensive tab. It provides:

• Automated Tracking: Keep track of all your investment transactions effortlessly.
• Monthly Returns: Monitor your monthly returns to understand your investment performance.
• Strategic Planning: Use insights to strategize your next investment actions and optimize your portfolio.

What Will You Receive?

Upon completing your purchase, you will receive:

• Google Sheet Template Link: Access the template via a link provided.

Instructions for Use:

1. The template link is in View Mode to prevent any alterations.
2. To start using the template, go to File -> Make a Copy.
3. You can now edit and customize the sheet according to your needs.

Software Requirements:

• Google Account: A free Google account is all you need to use this template.
• Compatibility: Please note this template is NOT compatible with Excel and can ONLY be used with Google Sheets.